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Texas Sports Betting Tax Calculator

Texas has no state income tax, which means sports betting winnings are only subject to federal taxes. This makes Texas one of the nine most tax-friendly states for gamblers. Sports betting is not yet legalized in Texas, though residents who gamble in other states or online still owe federal taxes on winnings.

0%
State Tax Rate
No
Sports Betting
N/A
Loss Deduction
0
Sportsbooks

Calculate Your Texas Sports Betting Tax

2026 rules: 90% loss deduction cap applies (OBBBA)

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Your salary, wages, and other non-gambling income

Texas has no state income tax on gambling winnings

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$

Losses can only be deducted if you itemize deductions

You cannot deduct gambling losses with the standard deduction. Switch to itemized to deduct losses.

Your Take-Home from $10,000 in Winnings
$8,800
Total Tax: $1,200|Effective Rate: 12.0%

Tax Breakdown

Total Income (salary + winnings)$60,000
Standard Deduction-$16,100
Taxable Income$43,900
Federal Tax (12.0% marginal)$1,200
Texas State Tax$0
Total Tax on Gambling Winnings$1,200
Net Take-Home$8,800

W-2G Form: Likely Required

Your total winnings of $10,000 exceed the $2,000 W-2G threshold for 2026. Individual wins that also meet the 300:1 odds requirement may trigger a W-2G form. Use our W-2G Checker for precise results.

Federal Withholding

$2,400 (24%) would be withheld at the time of payout. You may be due a refund of $1,200.

Texas Gambling Tax Key Facts

  • State income tax: 0% (no state income tax)
  • Sports betting: not yet legalized
  • Does NOT allow gambling loss deductions at the state level
  • No state income tax

How Sports Betting Taxes Work in Texas

Texas does not levy a state income tax, so gambling winnings are not taxed at the state level. You will still owe federal income tax on all gambling winnings at your marginal rate (10-37%), and the IRS withholds 24% on winnings over $5,000.

Under the 2026 OBBBA (One Big Beautiful Bill Act), the federal gambling loss deduction is capped at 90%. Even though Texas has no state tax, this federal cap still affects your federal tax liability.

Texas Tax Example

A single filer in Texas earning $60,000 with $10,000 in sports betting winnings and no losses

Salary Income$60,000
Gambling Winnings$10,000
Federal Tax on Winnings$2,200 (at the 22% marginal bracket)
Texas State Tax$0 (no state income tax)
Total Tax$2,200 combined federal + state
Net Take-Home$7,800 from $10,000 in winnings

How Texas Compares to Neighboring States

LouisianaCompare Texas gambling tax rates with Louisiana
OklahomaCompare Texas gambling tax rates with Oklahoma
New MexicoCompare Texas gambling tax rates with New Mexico

Recent Texas Gambling Tax Changes

No state income tax. Sports betting not legalized despite being the second most populous state. Major legislative efforts ongoing.

Texas Sports Betting Tax FAQ

How much tax do I pay on sports betting winnings in Texas?

Texas has no state income tax, so you only pay federal taxes on gambling winnings. Federal tax ranges from 10-37% depending on your total income. The IRS withholds 24% on winnings over $5,000.

Is sports betting legal in Texas?

Sports betting is not currently legal in Texas. However, residents who gamble in other states or at legal casinos still must report and pay taxes on their winnings.

Can I deduct gambling losses in Texas?

Texas has no state income tax, so state-level loss deductions are not applicable. You can deduct losses on your federal return if you itemize, subject to the 2026 OBBBA 90% cap.

Texas Tax Authority

For official tax guidance specific to Texas, contact the state tax authority:

https://comptroller.texas.gov/

Calculate Your Texas Sports Betting Taxes

Use our free calculator above to see exactly what you owe in Texas.

Full Tax Calculator