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Colorado Sports Betting Tax Calculator

Colorado taxes gambling winnings as ordinary income at 4.40% flat rate. Sports betting is legal (online and retail) in Colorado with operators including FanDuel, DraftKings, BetMGM. Sports betting legalized via ballot measure in 2019. One of the most competitive online markets.

4.40%
State Tax Rate
Legal
Sports Betting
Yes
Loss Deduction
6
Sportsbooks

Calculate Your Colorado Sports Betting Tax

2026 rules: 90% loss deduction cap applies (OBBBA)

$

Your salary, wages, and other non-gambling income

$
$

Losses can only be deducted if you itemize deductions

You cannot deduct gambling losses with the standard deduction. Switch to itemized to deduct losses.

Your Take-Home from $10,000 in Winnings
$8,360
Total Tax: $1,640|Effective Rate: 16.4%

Tax Breakdown

Total Income (salary + winnings)$60,000
Standard Deduction-$16,100
Taxable Income$43,900
Federal Tax (12.0% marginal)$1,200
Colorado State Tax$440
Total Tax on Gambling Winnings$1,640
Net Take-Home$8,360

W-2G Form: Likely Required

Your total winnings of $10,000 exceed the $2,000 W-2G threshold for 2026. Individual wins that also meet the 300:1 odds requirement may trigger a W-2G form. Use our W-2G Checker for precise results.

Federal Withholding

$2,400 (24%) would be withheld at the time of payout. You may be due a refund of $1,200.

Colorado Gambling Tax Key Facts

  • State income tax: 4.40% flat rate
  • Sports betting: legal (online and retail)
  • Available sportsbooks: FanDuel, DraftKings, BetMGM, Caesars, BetRivers, PointsBet
  • Gambling loss deductions ARE allowed (must itemize)
  • 4.4% flat tax rate on all income

How Sports Betting Taxes Work in Colorado

Colorado taxes gambling winnings as ordinary income at a flat 4.40% rate. Your gambling winnings are added to all other income and taxed accordingly.

Colorado allows gambling loss deductions following federal rules. Under the 2026 OBBBA, losses are deductible at 90% (capped at the amount of winnings) when itemizing deductions.

Colorado Allows Gambling Loss Deductions

Colorado follows federal rules for gambling loss deductions. The 2026 OBBBA 90% cap applies when itemizing.

Colorado Tax Example

A single filer in Colorado earning $60,000 with $10,000 in sports betting winnings and no losses

Salary Income$60,000
Gambling Winnings$10,000
Federal Tax on Winnings$2,200 (at the 22% marginal bracket)
Colorado State Tax$440 (4.40% flat rate)
Total Tax$2,640 combined federal + state
Net Take-Home$7,360 from $10,000 in winnings

Licensed Sportsbooks in Colorado

FanDuel
DraftKings
BetMGM
Caesars
BetRivers
PointsBet

You must be physically located within Colorado to place bets on these platforms.

Recent Colorado Gambling Tax Changes

Sports betting legalized via ballot measure in 2019. One of the most competitive online markets.

Colorado Sports Betting Tax FAQ

How much tax do I pay on sports betting winnings in Colorado?

Colorado taxes gambling winnings at 4.40% flat rate on top of federal tax (10-37%). Your total combined tax rate depends on your income level and filing status.

Is sports betting legal in Colorado?

Yes, sports betting is legal (online and retail) in Colorado. Licensed operators include FanDuel, DraftKings, BetMGM, Caesars, BetRivers, PointsBet. You must be physically located within Colorado borders to place bets.

Can I deduct gambling losses in Colorado?

Yes, Colorado allows gambling loss deductions following federal rules. You must itemize deductions, and losses are limited to the amount of your winnings. The 2026 OBBBA 90% cap applies.

Colorado Tax Authority

For official tax guidance specific to Colorado, contact the state tax authority:

https://tax.colorado.gov/

Calculate Your Colorado Sports Betting Taxes

Use our free calculator above to see exactly what you owe in Colorado.

Full Tax Calculator